Healthcare costs have been climbing for years, leaving families, small businesses, and even mid-sized organizations struggling to find affordable, reliable coverage. Benefit Health Plan Incorporated (BHPI) has stepped in with a different approach—one that focuses on...
A few months ago my neighbor Kyle rang my doorbell looking rattled. His six‑year‑old had broken an arm on the playground, and the ER bill—before the cast, before the follow‑up X‑rays—was already flirting with five figures. Kyle’s family pays nearly $900 a month for a...
I still remember the first time one of our clients laid out their annual renewal packet from a big‑name insurance carrier. The premium hike was printed in red— 12 percent. “Again?” they sighed. That moment pushed us to look past the usual suspects and toward something...
Why a “basic” health plan just isn’t enough anymore If you run a small business, you already know health benefits can make—or break—your recruiting game. The trouble is, a standard medical plan swallows a big chunk of the budget, and piling on separate dental, vision,...
Why so many people are hunting for a Plan B If your health-insurance renewal letter sits unopened on the kitchen counter, you’re not alone. Premiums climb every year, deductibles balloon, and somehow the “out-of-pocket max” still sneaks up on you. At Alternative...
