Healthcare Plans for Groups

Reduce your organization's healthcare costs by 30-60% while providing quality coverage your employees will actually use.

Why Employers Choose Our Plans

30-60% Cost Savings

Significantly reduce your healthcare spend compared to traditional group insurance.

Simple, Streamlined Underwriting

Groups of 10+ get guaranteed issue. Groups of 5+ just need a simple employer questionnaire.

Flexible Contributions

Choose how much you contribute - 100% employer paid or any split with employees.

Simple Administration

Easy monthly billing and dedicated support for HR teams. No complex compliance requirements.

Compare Group Plans & Pricing

Select your preferred network and coverage type to see real monthly rates. All plans include free telemedicine and Rx benefits.

Visit Limit Plans

VL 1750 HSA

PHCS Network

HSA Eligible
$334.00/mo

Employee Only

Deductible (Individual)$1,750
Deductible (Family)$3,500
Out-of-Pocket Max$7,150
Coinsurance (In-Network)30%
Office Visits3 combined visits/year
  • $0 Telemedicine
  • $0 Preventive Care
  • Rx Benefits Included
Get Quote

VL 1000

PHCS Network

$374.00/mo

Employee Only

Deductible (Individual)$1,000
Deductible (Family)$2,000
Out-of-Pocket Max$7,150
Coinsurance (In-Network)30%
Office Visits3 combined visits/year
  • $0 Telemedicine
  • $0 Preventive Care
  • Rx Benefits Included
Get Quote

Copay Major Medical

$4500 Copay

PHCS Network

$649.80/mo

Employee Only

Deductible (Individual)$4,500
Deductible (Family)$9,000
Out-of-Pocket Max$9,100
Coinsurance (In-Network)30%
  • $0 Telemedicine
  • $0 Preventive Care
  • Rx Benefits Included
Get Quote

$3500 Copay

PHCS Network

$749.90/mo

Employee Only

Deductible (Individual)$3,500
Deductible (Family)$7,000
Out-of-Pocket Max$9,100
Coinsurance (In-Network)20%
  • $0 Telemedicine
  • $0 Preventive Care
  • Rx Benefits Included
Get Quote

HSA Plans

$8300 HSA

PHCS Network

HSA Eligible
$499.01/mo

Employee Only

Deductible (Individual)$8,300
Deductible (Family)$16,600
Out-of-Pocket Max$8,300
Coinsurance (In-Network)0% (Plan pays 100%)
  • $0 Telemedicine
  • $0 Preventive Care
  • Rx Benefits Included
Get Quote

$3500 HSA

PHCS Network

HSA Eligible
$607.10/mo

Employee Only

Deductible (Individual)$3,500
Deductible (Family)$7,000
Out-of-Pocket Max$7,150
Coinsurance (In-Network)30%
  • $0 Telemedicine
  • $0 Preventive Care
  • Rx Benefits Included
Get Quote

Enhanced Coverage Available: Add the Supplemental Benefits package (+$70/mo) for additional coverage including accident, critical illness, and hospital indemnity. Dental and vision plans are also available separately.

Choose Your Network

PHCS Network

Best Value

Access to over 900,000 provider locations nationwide. Great coverage at the most affordable rates.

  • Lower monthly premiums
  • 900,000+ provider locations
  • Ideal for cost-conscious groups

Blue Cross Blue Shield

Largest Network

The most recognized name in healthcare with the largest provider network available.

  • Largest provider network
  • Recognized by providers everywhere
  • Great for employees who travel

How Group Plans Work

1

Get a Custom Quote

Tell us about your group - size, demographics, and coverage goals. We'll provide custom pricing within 24-48 hours.

2

Choose Your Plans

Select one plan for everyone or offer multiple options and let employees choose what works best for them.

3

Enroll & Go

We handle enrollment and provide ID cards. Coverage can start the 1st of any month. Monthly billing, no contracts.

Group Eligibility

Requirements

  • 5-100 eligible employees
  • 50% minimum participation
  • Employer contribution of at least 50%
  • Available in most states

Eligible Group Types

  • Small and medium businesses
  • Associations and membership organizations
  • Churches and religious organizations
  • Nonprofits and municipal groups

Ready to Reduce Your Healthcare Costs?

Get a custom quote for your organization. We'll show you exactly how much you can save compared to your current coverage.

Get a Group Quote(945) 225-8950